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Important Disclaimer Information

Critical Notice

Please read this disclaimer carefully before using our consultation services.

The information provided through our consultations is for general guidance purposes only and should not be considered as specific financial advice or directives for your individual situation.

This disclaimer outlines important limitations and considerations regarding the consultation services offered by lymoraquelin. By engaging with our services, you acknowledge understanding these terms. We encourage you to read this document thoroughly and contact us with any questions before proceeding with consultations.

General Notice

Our consultation services provide information, analytical perspectives, and strategic guidance to help you understand your circumstances and explore potential approaches. We do not guarantee specific outcomes or results. Every individual's situation differs, and what works for one client may not be appropriate for another. Past performance does not guarantee future results. You remain responsible for all decisions made based on information discussed during consultations.

Limitations on Our Liability

By using our consultation services, you agree to the following liability limitations:

We are not liable for any financial losses, missed opportunities, or adverse outcomes resulting from decisions you make based on information discussed during consultations or provided in our documentation.
Our consultations offer perspectives and information, not guarantees. Market conditions, regulations, personal circumstances, and numerous other factors beyond our control influence outcomes. Results may vary significantly.
We make reasonable efforts to provide accurate, current information but cannot guarantee completeness or absolute accuracy. You should verify critical details independently before making important decisions.
Our maximum liability for any claim related to our consultation services is limited to the amount you paid for those specific services. We are not liable for consequential, indirect, or special damages.

Information Accuracy and Currency

While we strive to provide accurate and current information during consultations, financial markets, regulations, and circumstances change frequently. Information discussed may become outdated between sessions or after your consultation concludes. We recommend verifying critical details and consulting appropriate professionals before implementing significant decisions. Our analytical perspectives reflect conditions at the time of consultation and may not account for subsequent developments.

We do not guarantee that all information provided is error-free, complete, or current. You should independently verify important details before relying on them for decision-making purposes.

Not Professional Financial Advice

Our consultation services provide general guidance and analytical perspectives. We do not offer specific financial product recommendations or professional financial advice as defined under Australian regulations. You should consult licensed professionals for advice tailored to your specific circumstances before making significant decisions.

External Links

Our website or documentation may contain links to external resources for your convenience. We do not control, endorse, or assume responsibility for the content, accuracy, or practices of third-party websites. Use external resources at your own discretion and risk. Always verify information from multiple sources.

No Guarantee of Specific Results

We cannot and do not guarantee specific outcomes from our consultation services. Individual results depend on numerous factors including your circumstances, decisions, actions, market conditions, timing, and elements beyond anyone's control. Past performance of approaches discussed does not predict future results.

Individual Results Will Vary Significantly

Your experience and outcomes will differ from other clients. Factors influencing results include your specific circumstances, risk tolerance, implementation timing, market conditions, personal discipline, and countless other variables. Do not expect to achieve results similar to examples or case studies discussed during consultations.

Specific Financial Planning Disclaimers

The following additional disclaimers apply specifically to financial planning consultations:

Past performance of any approach, strategy, or market condition discussed during consultations does not guarantee or predict future results. Markets fluctuate, and conditions change unpredictably over time.
We do not recommend specific financial products or execute transactions on your behalf. Our role is providing information and analytical perspectives to support your independent decision-making processes.
Tax implications, legal considerations, and regulatory requirements vary by individual. Consult appropriate licensed professionals regarding taxation, legal matters, and compliance before implementing any approach discussed during our consultations.

Jurisdictional Limitations

Our consultation services are designed for Australian residents and consider Australian market conditions and regulatory frameworks.

If you reside outside Australia or are subject to other jurisdictions, our guidance may not account for your specific regulatory environment, market conditions, tax implications, or legal requirements. You must verify applicability to your situation.

These terms and our consultation services are governed by the laws of Australia. Any disputes will be subject to the exclusive jurisdiction of Australian courts unless otherwise agreed.

You are responsible for ensuring your use of our consultation services complies with all applicable local, state, and federal regulations in your jurisdiction.

Indemnification

You agree to indemnify and hold lymoraquelin, its consultants, employees, and affiliates harmless from any claims, losses, damages, liabilities, or expenses arising from your use of our consultation services, your decisions based on information discussed, or your violation of these terms or applicable laws.

Severability

If any provision of this disclaimer is found invalid or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary. The remaining provisions shall continue in full force and effect.

Modifications

We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting to our website. Your continued use of our consultation services after modifications constitutes acceptance of the updated disclaimer. We encourage you to review this page periodically.

Contact

If you have questions about this disclaimer or need clarification regarding any provisions, please contact us before using our consultation services.

Email Address: content@lymoraquelin.com

Phone: +61 7 7910 6615

Address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Effective Date of This Disclaimer: This disclaimer became effective on October 16, 2025 and applies to all consultations.

Last Updated Date: This disclaimer was last reviewed and updated on October 16, 2025.